September 2021

Microinsurance in South Africa is regarded as the next big thing, however there is still a lot to be learned about this growing area of insurance and how small businesses and their employees may benefit. Traditionally the microinsurance sector offered only funeral cover. However, since the Insurance Act of 2017 became effective on 1 July

Increasingly, employees who reach “retirement age” have no desire at all to give up working, so they agree with their employers to stay on. That should be a win-win outcome but, as a recent Labour Appeal Court case shows, employers need to manage the process carefully and with due regard for the potential pitfalls. The

We find ourselves in the midst of a deadly pandemic, yet incredibly stats suggest that up to 80% of South Africans have no “Last Will and Testament” in place. We discuss firstly how and why leaving your loved ones a will as part of a full estate plan will protect them, in their hour of